release time:

2014-01-29 12: 11: 54

source:

Australia Daily

Editor in charge: Catherine

(From this newspaper) After the National Bank (NAB)/Homeside and Westpac successively cut fixed interest rates, non-large lending bank Citibank also slashed its fixed interest rates by 40 basis points.


  花旗银行周二宣布将其四年期与五年期的固定房贷利率削减40个基点,分别降至5.39%与5.59%。与此同时,该行还将三年期的固定房贷利率降低19个基点至4.99%。花旗银行两年期的固定房贷利率被削减20个基点至4.79%,一年期的固定房贷利率也减少25个基点至4.74%。此举显然是为了削弱澳洲大型银行的优势。


Arun Balakrishnan, Director of Mortgage Products at Citibank, said: "Recently, we have found that the market demand for fixed-rate mortgages has increased. Citibank's fixed-rate mortgages provide customers with definite and competitive interest rates."


Recent data shows that consumer demand for fixed-rate mortgages has reached the highest level in the past six years. In December last year, more than one-third of new mortgages chose fixed-rate loans. Jessica Darnbrough, a spokesperson for Mortgage Choice, said the surge in demand for fixed-rate mortgages is not surprising. "More and more borrowers are pouring into the fixed-rate mortgage market, aiming to lock in more secure products to make mortgage repayments more certain."


"In the current economic environment, the Reserve Bank of Australia (RBA) did not clearly disclose its next move, so many borrowers choose safer fixed-rate mortgages, which is expected." Darnbrough added.


<IMG id=imgprePIC title=点击在新窗口中查看图片 onclick="window.open(this.src,'_blank');" src="/site1/news/finance/images/2014/01/29/F97A2404BE74E3A0DA52772DC1AE8F78.jpg" qvod="0"

Total 1 pages 1