"Chinatown"-Official media of Chinese Australians
Just now, I changed my savings card and password from a branch of China Merchants Bank.
I told the China Merchants Bank counter: It’s true that you should update all kinds of fraudulent versions in time, and push them to the users in time, so that everyone is aware and vigilant.
China Merchants Bank is noncommittal. It seems that they don't plan to do this, so I will update the latest fraud process for them-although such an article is a bit superficial on the tiger sniff, it is also information security, isn't it.
Fraud process experienced
At 11 o'clock last night, I was woken up by the phone beside my pillow in my sleep. During the day, I usually don’t pick up unfamiliar numbers, but when I woke up from a dream, my consciousness was not so clear and strong, so I picked it up after a glance—at this point in time, people’s physical strength is the weakest. Decline in judgment, presumably the liar is also carefully calculated.
The other party's tone of a businessman: are you XX?
You just bought 22 yuan of game points in XX. Did you do it yourself? If confirmed, we will deduct the payment and ship the goods.
Uh... Then you can check if someone else has operated your account. Is it convenient for you to turn on the computer and have a look.
(I woke up as soon as this familiar liar line came out) Oh no, so be it. (I hung up the phone immediately.)
This kind of scam call is relatively common, and I thought it would be fine after hanging up. After hanging up, I saw that I had received the SMS from the number just now a few minutes ago, as follows:
cut. I'm not too impressed. But I made a slight murmur in my heart: because after all, the other party accurately wrote my name and the end number of my bank card.
Although the money is still there, this thing is weird enough. The number of funds transferred in the account is exactly the same as the number I said by the scammer in text messages and phone calls.
At this time, the phone rang again. It’s still the scammer’s call, with a steady tone, with a routine business tune of "you love to buy or not", like your stockbroker or trader asking for your opinion: "Did you see it? Someone is using your account to buy coupons, you Do you want to take a look?"
you liar. I have called the police!
Well, it's up to you, then you can report! (He is also a little helpless...)
I put down the phone, but I don't know where to call the police in the middle of the night. #It is recommended that the Ministry of Public Security launch a special alarm call for personal information leaks.
Today at noon, take the time to go to the China Merchants Bank counter to invalidate the original card.
从招行柜台的reaction来看，他们一开始对这个案情也觉得奇怪，还反复问是不是我家人help me买的理财。后来给他们看了骗子短信与来电证明后，他们才确认对方应该是掌握了我的账号密码，进入我的账户进行了相关操作，但由于拿不到手机验证码或者U盾所以并不能将钱转走，因为他们只好通过在账内“虚晃一枪”的the way先引起用户恐慌，然后诱导用户在慌乱中按照他们所说的进行操作，把验证码给他们，只要用户走到这一步，账户里的钱分分钟就被提走了。
Similar cases may be emerging
Finally, there are three important points. The first two points are what the bankers said:
1. Your bank card inquiry password and withdrawal password are best not to be the same. It is best not to use your own ID number information or similar information as the password.
Frankly speaking, in this era, consumers and users can no longer have higher expectations for the safety and privacy of personal information, and they can only regard ensuring the safety of funds as one of the bottom lines.
The article is reproduced from "Tiger Sniff Net"
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